Features by Pillar

🎯

Pillar 1: Control

Budgeting & Cash Flow Management

Zero-Based Budgeting

Every dollar gets a purpose before you spend it, with sinking funds for planned expenses

Free Basic Advanced AI

AI Transaction Categorization

Intelligent expense categorization with learning from your patterns

Basic Advanced AI

Bank Integration

Secure, automated connection to financial institutions

Basic Advanced AI

Duplicate Detection

Automatic identification and merging of duplicate transactions

Basic Advanced AI

Multi-Account Management

Unified view across checking, savings, credit cards, and business accounts

Free (2 accounts) Basic (10 accounts) Advanced (Unlimited) AI (Unlimited)

Cash Flow Forecasting

Predictive cash flow modeling based on recurring patterns

Advanced AI
🔍

Pillar 2: Understand

Time-Driven Activity-Based Costing

Resource Pool Modeling

Define and track your business resources (people, equipment, facilities)

Advanced AI

Activity-Based Cost Allocation

Trace costs to specific business activities and services

Advanced AI

Time Equation Modeling

Model how long activities take under different conditions

Advanced AI

Unused Capacity Analysis

Identify and quantify underutilized resources

Advanced AI

Service Profitability Analysis

True profit margins for each service line

Advanced AI

Interactive Sankey Diagrams

Visual cost flow from resources through activities to services

Advanced AI
📈

Pillar 3: Optimize

Strategic Business Intelligence

Scenario Planning

Model "what-if" scenarios for strategic decision-making

AI

Multi-Scenario Cash Flow Projections

Compare cash flow impacts of different strategic choices

AI

AI Financial Coach

Personalized insights and recommendations powered by AI

AI

Variance Intelligence

Operational insights behind budget variances

AI

Performance Benchmarking

Compare your metrics against industry benchmarks

AI

Strategic Opportunity Identification

AI-powered identification of growth and efficiency opportunities

AI

Core Platform Features

🔒

Enterprise Security

  • Modern authentication and access controls
  • Defense-in-depth protections
  • Encryption at rest and in transit
  • Regular security reviews
🎭

Role-Based Access Control

  • Granular permissions
  • Organization and user management
  • Feature-based access
  • Audit-friendly activity trails
📊

Advanced Reporting

  • Custom dashboards
  • Data export
  • Automated reports
  • Interactive analytics
🔄

Integrations

  • Banking and financial data connections
  • Data access (exports & APIs)
  • Webhook notifications
  • Third-party connectors
📱

Multi-Platform Access

  • Responsive web app
  • Mobile-optimized interface
  • Cross-browser compatibility
  • Offline-friendly basics
☁️

Cloud Infrastructure

  • Scalable, reliable hosting
  • Automated backups
  • High availability
  • Global performance

Feature Roadmap

Phase 1: Foundation (Complete)

  • ✅ Core budgeting engine
  • ✅ User authentication system
  • ✅ Transaction management
  • ✅ Bank integration

Phase 2: Costing Engine (In Progress)

  • 🔄 Resource modeling
  • 🔄 Activity-based costing
  • 🔄 Time modeling
  • 🔄 Visualization

Phase 3: AI & Optimization

  • 🔮 AI Financial Coach
  • 🔮 Scenario planning engine
  • 🔮 Variance intelligence
  • 🔮 Strategic recommendations

Phase 4: Advanced Analytics

  • 🔮 Machine learning insights
  • 🔮 Industry benchmarking
  • 🔮 Advanced forecasting
  • 🔮 Mobile applications

Ready to Experience These Features?

Start with our comprehensive budgeting features and unlock advanced capabilities as your business grows.

✅ No credit card required • ✅ Full budgeting features free forever • ✅ Upgrade anytime